Certificate of Deposit
A Certificate of Deposit (CD) is a specified amount of money deposited for a pre-determined length of time. It earns a higher annual percentage yield than a regular savings account.
— NEW CD SPECIAL —
(Must deposit $5K from a different institution or have direct deposit with Community Choice)
APY
Interest Rate
8 month certificate/IRA certificate (Minimum $5,000)
4.00%
3.94%
— CD SPECIALS —
(Available for a very limited time)
APY
Interest Rate
15 month certificate/IRA certificate (Minimum $5,000)
3.85%
3.80%
15 month Jumbo certificate/IRA certificate (Minimum $90,000)
3.95%
3.89%
29 month certificate/IRA certificate (Minimum $5,000)
3.39%
3.35%
29 month Jumbo certificate/IRA certificate (Minimum $90,000)
3.51%
3.45%
Certificate of Deposit
$5,000.00 minimum deposit required to open the account.
APY
Interest Rate
6 month certificate/IRA certificate
.30%
.30%
12 month certificate/IRA certificate
.45%
.45%
18 month certificate/IRA certificate
.45%
.45%
24 month certificate/IRA certificate
.50%
.50%
36 month certificate/IRA certificate
.60%
.60%
48 month certificate/IRA certificate
.70%
.70%
60 month certificate/IRA certificate
.80%
.80%
Jumbo Certificate of Deposit
$90,000.00 minimum deposit required to open the account.
APY
Interest Rate
6 month certificate/IRA certificate
.40%
.40%
12 month certificate/IRA certificate
.55%
.55%
24 month certificate/IRA certificate
.60%
.60%
36 month certificate/IRA certificate
.70%
.70%
48 month certificate/IRA certificate
.80%
.80%
60 month certificate/IRA certificate
.90%
.90%
Mini Certificate of Deposit
$1,000.00 minimum deposit required to open the account.
APY
Interest Rate
6 month certificate/IRA certificate
.15%
.15%
12 month certificate/IRA certificate
.15%
.15%
24 month certificate/IRA certificate
.15%
.15%
36 month certificate/IRA certificate
.15%
.15%
48 month certificate/IRA certificate
.15%
.15%
60 month certificate/IRA certificate
.15%
.15%
Rates as of 09/24/2024.
APY = Annual Percentage Yield. Penalties may be imposed for early withdrawal. Fees could reduce earnings. APY is accurate as of the date identified above. Rates are subject to change, contact the credit union for more information.
Interested in a Certificate of Deposit?
Let’s get started! Just call 515-334-8100 or fill out the form below and we’ll get right back to you.